Credit Risk Assessment

Preliminary payment-risk assessment from information the client supplies.

The problem

A new dealer asks for credit and the only history is a verbal reference.

What this includes

• Payment history you supply.
• The open exposure you want to extend.
• Gaps in the documents.
• Risk indicators written in plain language.

How SettlePro approaches it

The note is support for your own decision. It does not predict default and it is not a licence to lend.

What changes for the business

• A sales approval has something on paper besides optimism.
• Missing GST or ledger pages are named before dispatch.
• The limit you set remains your decision.

Who it suits

Firms deciding whether to open or increase a business account.

Is this a credit rating?

No. It is an internal reading of available information, not a public score and not a guarantee.

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